Long Term Care


Medicare.

Medicare does not cover long-term stays.  As a result, many elderly people end up spending all their money until they qualify for Medicaid.
  • Long-term care is growing more expensive. A private nursing home room has a median annual bill of $92,378.

  • The average nursing home resident takes 11 prescription medications, qualifying that people are living longer but not necessarily healthier.


  • In-home health aids, which help patients with non-medical tasks like bathing or dressing cost $46, 332 annually.


  • The median annual cost for adult day care fell $224 to $17,680.
 
    (Source:  “Long-term care getting costlier”, by Tom Murphy, The Spokesman-Review, 5-11-16)

3 Main levels of
Nursing Home care:

1)  Custodial Care is provided to people who need help with daily living assistance.  Those services are usually provided by home health aids or licenses practical nurses.

2)  Intermediate Care
provides rehabilitation services by licensed therapists, nurses and licensed practical nurses.

3)  Skilled Nursing Care
provides a wide variety of services for those who are bed-ridden, that care being provided by registered nurses under the care of a medical doctor.  

What You Can Do
  • Visit a nursing home.  Studies show that 60% never get visitors during their stay.